Personal Checking

• FREE Checking
• Advantage Checking
• Regular Checking
• Student Checking
• Cash Management Account
• Insured Money Market Account

FREE Checking

• No service charge with direct deposit
• FREE Visa Checkcard
• Overdraft protection up to $300.00 – subject to approval
• Unlimited check writing
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Advantage Checking

• Interest paid on every dollar!
• Free checks
• Unlimited check writing
• Overdraft protection up to $500.00 – subject to approval
• No monthly service charge if balance remains above $500 ($7.50 if balance falls below $500)
• ATM Card
• Visa CheckCard – subject to approval
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Regular Checking

• Unlimited check writing
• No monthly service charge if balance remains above $500 ($5.00 if balance falls below $500)
• Overdraft protection up to $300.00 – subject to approval
• ATM Card
• Visa CheckCard – subject to approval
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Student Checking

• No service charge for full-time students
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line

Cash Management Account

• Automatic transfers from one account to another for $2.50 each.
• Ideal for students!

Insured Money Market Account

• Higher interest paid on balances over $2,500
• Unlimited transfers and six (6) third-party transactions allowed per month
• No service charge if balance remains above $2,500 ($10.00 if balance falls below $2,500)
• Monthly check imaging statements
• 24-Hour account access through On-Line Banking or 24-Hour Banking Anytime line