Merchants & Planters Bank
 








Merchants and Planters Bank is a locally owned community bank that has been bringing customers closer to their dreams for over 60 years.

We are the community bank designed with our communities' financial success in mind. We’re ready to answer your questions and take care of your banking needs, whatever they may be... we are making a difference.
 Financial Services. We're All You Need.
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Personal Checking

Regular Checking

  • $5.00 service charge applies if average balance falls below $500.  Service charge WAIVED if receiving E-Statements or Direct Deposit
  • ATM card or Visa CheckCard – $.67 per card per statement cycle.  Fee WAIVED if receiving E-Statements or Direct Deposit
  • Unlimited check writing
  • Overdraft protection up to $300 – subject to approval
  • Monthly statement with images
  • Free Online Banking
  • Free Online Bill Pay if receiving E-Statements. If E-Statements are not received, monthly charge for Online Bill Pay is $3.95 per month
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line
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Basic Checking

  • No service charge
  • Free ATM card or Visa CheckCard (limit 2 free cards per account; each additional card $.67 per card per statement cycle)
  • Unlimited check writing
  • Monthly statement (no images with mailed statements; receive images with E-Statements)
  • Great for customers who do not receive a Direct Deposit
  • Free Online Banking
  • Free Online Bill Pay if receiving E-Statements. If E-Statements are not received, monthly charge for Online Bill Pay is $3.95 per month
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line
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Student Checking

  • Age 26 and Under
  • $2.00 service charge.  Service charge WAIVED if student receives E-Statements
  • ATM card or Visa CheckCard – $.67 per card per statement cycle.  Fee WAIVED if receiving E-Statements
  • Unlimited check writing
  • Monthly statement with images
  • Free Online Banking
  • Free Online Bill Pay if receiving E-Statements. If E-Statements are not received, monthly charge for Online Bill Pay is $3.95 per month
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line
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E-Net Checking

  • High Interest * Checking if terms are met:
    • Must receive E-Statements
    • 12 or more Debit Card point of sale transactions per statement cycle (ATM transactions do not qualify)
    • One Direct Deposit or one ACH Debit per statement cycle
  • If above criteria not met interest is not paid
  • $7.50 service charge applies if average balance falls below $1,000 unless above criteria are met
  • Free Visa CheckCard with E-Statements or Direct Deposit – $.67 per card per statement cycle applies if no E-Statements or Direct Deposit
  • Unlimited check writing
  • Overdraft protection up to $500 – subject to approval
  • Monthly statement with images
  • Free Online Banking
  • Free Online Bill Pay if receiving E-Statements. If E-Statements are not received, monthly charge for Online Bill Pay is $3.95 per month
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line

* Interest rate is variable and subject to change. Higher rate paid on balances up to $25,000. Balances in excess of $25,000 paid Advantage Plus Checking rate.

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Advantage Plus

  • Age 55 and over
  • Interest paid at tiered rate with Direct Deposit
  • No interest paid if not receving Direct Deposit
  • Free Checks
  • $7.50 service charge applies if average balance falls below $500.  Service charge WAIVED if total banking relationship is $10,000 or more
  • ATM card or Visa CheckCard – $.67 per card per statement.  Fee WAIVED if receiving Direct Deposit or E-Statements
  • Unlimited Check writing
  • Overdraft protection up to $500 – subject to approval
  • Monthly Statement with images
  • Discount on Visa Travel Cards
  • Free Cashiers Checks
  • Free Online Banking
  • Free Online Bill Pay if receiving E-Statements. If E-Statements are not received, monthly charge for Online Bill Pay is $3.95 per month
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line
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Insured Money Market

  • Higher interest paid on balances over $2,500
  • 6 third party transactions allowed per month – each additional transaction $1.00
  • Unlimited transfers in person, by phone, or through online banking
  • No service charge if balance remains above $2,500 ($10.00 if balance falls below $2,500)
  • Monthly statement with images
  • Free Online Banking
  • 24-Hour account access through Online Banking or 24-Hour Banking Anytime line
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Equal Housing Lender
Merchants and Planters Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
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