Changes in FDIC Deposit Insurance Coverage

As scheduled, the unlimited insurance coverage for noninterest-bearing transaction accounts provided under the Dodd-Frank Wall Street Reform and Consumer Protection Act expired on December 31, 2012.

Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) for each deposit insurance ownership category.

We encourage you to call or visit one of our banking locations if you have questions on these changes or on the FDIC coverage of your accounts here.

If you need more information and would like to speak to someone in person, please call Merchants and Planters Bank at (870) 523-3601. You may also visit www.fdic.gov for official and up-to-date FDIC information.