Personal Checking Accounts

Get the details on our non-interest-bearing accounts and the varied interest-bearing checking accounts we offer:

Have a Checking Account and Looking for your Routing Number?

Merchants and Planters Bank's ABA/Routing Number is 082907561.

Running Low? Order Checks

Ready to Open a Checking Account?

Begin the process by completing the link below. After we receive your application, a customer service professional will contact you to complete the process. You will need to bring 2 forms of identification and personally visit one of our locations to finalize your account.


Not Sure Which Account is Right for You?

Let us help! We offer accounts for every stage in life. Check out our guide below, stop by one of our offices, or call us at (870) 523-3601 to speak with an experienced Customer Service Representative.

Is this your first checking account, or are you embarking on your new career path?

We'll make opening your account quick and easy!

Infographic - basic checking features

Get all of the details and requirements for these types of accounts. Just click on one of the links below.

Regular Checking

Basic Checking

Student Checking

Are you net-savvy and interested in earning interest?

We have a variety of interest-bearing checking accounts for all income levels.

Infographic - investment checking features

If you plan to maintain a balance of less than $25,000, look into our

E-Net Checking

If you're starting your account with more than $5,000 and want to earn interest on balances in excess of $25,000, check out our 

Investment Checking

Not web-ready but still looking for an account that earns interest?

You don't have to bank online to get a great rate.

Infographic - advantage checking features

Read more about the advantages that come along with our

Advantage Checking

If you are 55 or older, we have an account just for you! Check out our

Advantage Plus Checking

If you're ready to change banks, our Switch Kit makes it quick and easy. Download it now!

Switch Kit