A Convenient Way to Pay!

M&P Visa Debit Cards can be used anywhere Visa is accepted, over the phone, online, and at ATMs Worldwide.  They are issued in an instant in most of our offices, so you don't have to wait to start spending. 

Don't have an M&P Visa Debit Card or need a new Debit Card?

Complete our online application and return it to your nearest Merchants and Planters Bank location, or call your favorite location for instructions on how to send the completed application to us securely from your home.
*Never send any personal information by text message or email.

Important information about your M&P Visa Debit Card

  • You must have an M&P checking account to have an M&P Visa Debit Card.
  • Once a merchant's authorization is received, the amount is charged against your daily limit until it actually clears your account during the process.
  • Your purchases will appear on your monthly statements and online bank account, along with your checks.  
  • The standard, daily purchase limit on your M&P Visa Debit Card is $2,020. The standard, daily ATM withdrawal limit is $520.  Both limits apply only if account balance is sufficient.  You can raise these limits temporarily by calling (870) 523-3601. To raise your limits permanently you must come in to any M&P location and fill out a change form.
  • There are two potential M&P Visa Debit Card fees. The first is a $1 per card per statement cycle fee. This fee is waived if you are receiving E-Statements or Direct Deposit.  Cards are subject to approval.  There is also a $10 fee to replace LOST cards.
  • If your checking account offers Overdraft/Bounce Protection, you must "Opt-In" to be able to access your Overdraft/Bounce Protection with your M&P Visa Debit Card. Overdraft Protection is available for Regular, E-Net, Advantage, and Advantage Plus accounts–Subject to Approval. To learn more about Overdraft Practices, Opt-In, and how it pertains to your M&P Visa Debit Card, click here or visit any of our convenient locations.


Use your M&P Visa Debit Card at any one of M&P Bank's ATMs for FREE.  If you use a non-M&P Bank ATM, you are subject to a $1.50 withdrawal fee and/or $0.75 for balance inquiries or transfers. "Privileged Status" ATMs offer reduced or no fees. Click on the buttons below to see all M&P and Privileged Status ATM options. 

Has your card been LOST or STOLEN?

We have several convenient options to block your M&P Visa Debit Card from potential thieves. The quickest way to temporarily block your card is with the Shazam brella™ Mobile App Transaction Control option. If your card is lost or stolen, you can use the "Temporary Card Block" option in the app to temporarily block your card. If you find your card, just swipe the Temporary Card Block button to unblock your card. If you do not find your card, you do not have to worry about someone else using that card. The  app is available in the Apple® iTunes Store and the Google Play Store. 

If you do not have the Shazam brella™ Mobile App, call your nearest M&P location immediately during normal business hours.
If it is outside of normal business hours, you should call 1-800-383-8000.


Has your card been DENIED?

Call this toll free number anytime to find out why:  1-855-219-5399


Did you receive a text message or call about a suspicious transaction?

If a fraudulent transaction is suspected, we may contact you to confirm or deny it.  If you receive text notifications, you will receive a text from 72718 with details on the purchase and options to respond.  If you do not receive text messages, you will get an automated phone call from 1-855-219-5399 with the details and response options.  If for some reason we are unable to contact you and the transaction ranks as a high fraud risk, we may temporarily block all spending on your card until you contact us. For more information, watch this short video.

M&P Visa Debit Cards are issued instantly

"Instant issue" allows us to print your M&P Visa Debit Card in-house* within minutes! We offer numerous designs so you can pick a card that suits your personality. Check out all of our available designs.

*You may pick up your personalized M&P Visa Debit Card at one of these M&P locations or receive it in the mail within 2-3 business days:
Batesville-Harrison Street, Batesville-Main Street, Des Arc, McCrory, Newark, Newport-Main Office, Newport-North Office on Hwy 367 N, Searcy, or Tuckerman.